Service in Today's Market

The mortgage market is completely different from where it was just a month ago, but I assure you that I can provide the best in mortgage programs and rates – especially with my portfolio lender relationships. If someone you are looking to refinance or purchase a home, please call or e-mail me.

Even with the changes in loan guidelines that are happening every day, I can still provide the following:

· Preferred Tier 1 Rates
· No cost rate float downs if the market improves during the lock
· 95% or financing for purchases
· Discounted rates on title and escrow for refinances

Including:

· FHA Mortgages
· VA Mortgages
· CalSTRS
· CalPERS
· CalHFA Mortgages - State programs for first-time home buyers in CA
· Reverse Mortgages
· EquityKey solutions for select property owners 62 and older
· Commercial property loans

Know someone looking to buy their first home? Let me know so that I can send them my Home Buyer’s Handbook, which will educate them on the buying process and terminology.

Thank you for your business and your referrals!