May 2009

Check out these programs that you should know about!

Super Jumbo loans ($417,001 to $2,000,000) -- 5/1 ARM rates below 5% for an owner occupied SFR with 60% or less LTV/CLTV and 760+ FICO.

Conventional loans for a Conforming SFR Purchases up to 95% LTV -- minimum 680 FICO, owner occupied only.

I have an amazing FHA ARM program:

• Loan amount up to $729,750 in most counties
• Start and Qualifying rate in the 3% range
• 1.000% Annual Cap
• 5.000% Life Cap
• Assumable
• 3.5% down payment

I can process FHA refinances down to a 500 credit score! Most lenders draw the line at 620.